{"id":245712,"date":"2025-06-05T15:58:47","date_gmt":"2025-06-05T10:28:47","guid":{"rendered":"https:\/\/settlin.in/blog\/?p=245712"},"modified":"2025-06-05T17:12:58","modified_gmt":"2025-06-05T11:42:58","slug":"guide-to-registration-process-stamp-sign-settle","status":"publish","type":"post","link":"https:\/\/settlin.in/blog\/guide-to-registration-process-stamp-sign-settle\/","title":{"rendered":"Guide to Registration Process – Stamp, Sign, Settle"},"content":{"rendered":"\n

The final step in sealing your dream home isn\u2019t the handshake\u2014it\u2019s the stamp. In 2025, Bangalore\u2019s property registration process is smarter and more digital than ever, but it still demands precision. This guide breaks down everything you need to know, from title checks to tax updates, so you can stamp, sign, and settle with confidence.<\/p>\n\n\n\n

About the Series \u2013 Stamp, Sign, Settle<\/strong><\/h3>\n\n\n\n

Buying a home in Bangalore? Exciting\u2014yes. Confusing\u2014definitely. That\u2019s why we created this simple, no-jargon series Stamp, Sign, Settle to walk you through everything you need to know about registering a property in the city drawing upon our decade of experience in executing thousands of property transactions. From must-have documents and legal checks to stamp duty, timelines, and expert tips\u2014each article breaks it down step by step.<\/p>\n\n\n\n

You can view the previous article in series on Property Registration Charges here<\/a>. Next in the series, we cover the topic which details the process for registration: the steps, timelines, things to take care of and some ready resources. Let\u2019s get started!<\/p>\n\n\n\n

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Property registration is not just a legal formality\u2014it\u2019s the final and most critical step that confers ownership of a property to the buyer. In Bangalore, the process is streamlined yet demands meticulous attention to detail to avoid future disputes or delays. This comprehensive guide walks you through the preparation<\/strong>, registration process<\/strong>, timelines<\/strong>, precautions<\/strong>, and reliable resources<\/strong> to help you navigate the system confidently.<\/p>\n\n\n\n

Pre-Work to Registration<\/strong><\/h2>\n\n\n\n

Before heading to the Sub-Registrar’s Office, a lot of groundwork needs to be done to ensure the transaction is legally sound and hassle-free. Here are the key pre-registration steps:<\/p>\n\n\n\n

1. Title Verification<\/strong><\/h3>\n\n\n\n

Ensure that the seller has a clear and marketable title to the property. Engage a legal professional to verify ownership records over the past 30 years, checking for issues like inheritance claims, court disputes, or joint ownership complications.<\/p>\n\n\n\n

2. Encumbrance Certificate (EC)<\/strong><\/h3>\n\n\n\n

An EC provides a record of all registered transactions related to the property. A \u201cNIL\u201d certificate indicates that the property is free of loans or legal liabilities. You can obtain this certificate online via the Kaveri portal.<\/p>\n\n\n\n

3. Khata Certificate and Khata Extract<\/strong><\/h3>\n\n\n\n

The BBMP or BDA issues the Khata, an essential document that recognizes the property in the municipal records. The certificate is proof of ownership, and the extract contains property details. Without a proper Khata, you can\u2019t pay property tax or seek building approvals.<\/p>\n\n\n\n

4. Tax Clearance<\/strong><\/h3>\n\n\n\n

Ensure that all municipal property taxes have been paid by the seller. Ask for the latest tax paid receipt from BBMP or the concerned authority.<\/p>\n\n\n\n

5. Building and Layout Approvals<\/strong><\/h3>\n\n\n\n

Verify if the layout is approved by BDA, BMRDA, or BBMP. For flats or houses, ensure authorities sanctioned the building plans and the builder constructed them as per regulations. This is especially crucial for avoiding demolition notices or denied occupancy certificates in the future.<\/p>\n\n\n\n

6. RERA Registration (if applicable)<\/strong><\/h3>\n\n\n\n

For new or under-construction properties, confirm the project is registered with the Karnataka Real Estate Regulatory Authority (RERA)<\/strong>. This ensures the builder is compliant with state regulations and adds an extra layer of protection for buyers.<\/p>\n\n\n\n

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The Property Registration Process<\/strong><\/h2>\n\n\n\n

The government has largely digitized the property registration process in Bangalore, but it still requires an in-person visit. To make the process easier for citizens, the government has implemented an \u2018Anywhere Registration\u2019 system, under which the property registration can be done across any Sub-Registrar office in the district. Let\u2019s go through the step-by-step breakdown of the process:<\/p>\n\n\n\n

Step 1: Verify documents and execute Sale Agreement<\/strong><\/h3>\n\n\n\n

Prepare and execute the sale agreement between buyer and seller on a stamp paper, signed by both the parties. The agreement should contain the following information among others: property details, the agreed price, Terms and Conditions of Sale, Payment Schedule and possession date, Penalty clauses for non-compliance. The property has to be registered within 4 months of execution of the Sale Agreement.<\/p>\n\n\n\n

Also note that the government made E-Khata mandatory starting September 30, 2024, so ensure that the seller has this document before proceeding with the registration.<\/p>\n\n\n\n

Step 2: Online Pre-Registration on Kaveri Portal<\/strong><\/h3>\n\n\n\n

Property registration in Bangalore has been streamlined with the introduction of online registration services, making the process more convenient and efficient for property buyers and sellers. Follow the below steps for doing online registration. You can also visit the step-by-step guide by government for Kaveri portal here<\/a>:<\/p>\n\n\n\n

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  1. A. Visit Kaveri Online Services

    B. Create an account or log in using your credentials.

    C. Use the Pre-Registration Data Entry (PRDE)<\/strong> module to input details like:
    – Seller and buyer names and address
    – Property Details
    – Consideration value (sale price)

    D. The system auto-calculates stamp duty and registration charges based on market and guidance values.<\/li>\n<\/ol>\n\n\n\n

    <\/p>\n\n\n\n

    Step 3: Paying Stamp Duty and Booking an Appointment<\/strong><\/h3>\n\n\n\n

    After you make the payment and fix the appointment date, you have to deposit the amount to authorities. We have covered in detail about the registration charges in a separate blog post which you can refer to here.<\/p>\n\n\n\n