Buying a home in Bangalore? Exciting—yes. Confusing—definitely. That’s why we created this simple, no-jargon series Stamp, Sign, Settle to walk you through everything you need to know about registering a property in the city drawing upon our decade of experience in executing thousands of property transactions. From must-have documents and legal checks to stamp duty, timelines, and expert tips—each article breaks it down step by step.

In this first article, we begin with the most important piece of the puzzle: the documents you’ll need to register your property without a hitch. Let’s get started!

For many of us, buying a home is more than just a purchase—it’s the fulfilment of a dream and a big financial step. But along with picking the right neighbourhood and imagining your new life, there’s a stack of paperwork that can feel confusing. From checking the property’s legal history and drafting sale agreements to gathering documents for loan and transferring khatas, each document matters. In this blog, we’ll walk you through the important documents which you require in your home buying journey.

Essential Documents for Buying Property in Bangalore

Here are some of the important documents which you should know about when considering property purchase:

1. Title Deed: The Sale Deed serves as proof of the sale and transfer of the property from the builder to the individual buyer. This is one of the primary flat registration documents required during the transaction. Tip: Check whether the title deed is original and registered with the Sub-Registrar’s Office per the Registration Act, 1908 and the ownership history for at least 13 years.
   
   
2. Mother Deed: It is necessary for loan applications as banks use it for due diligence to verify the property’s legality. This is also one of the critical property documents that establishes a clear chain of ownership.
   
   
3. Sale Deed: The primary document that records the transfer of ownership from the seller to the buyer. It must be executed on stamp paper and signed by both parties within 4 months from the date of execution.
   
   
4. Khata Certificate & Khata Extract: Issued by the BBMP or relevant municipal authority, these documents confirm that the property is listed in official records and is eligible for tax assessment and registration. There are 2 types of Khata: Khata A & Khata B. The digital version of it is commonly called E-Khata which is known by E-Ahsti for BBMP and CMC jurisdiction and E-Swathu for Panchayats. Tip: Check if the property has e-Khata which makes the details available online easily.
   
   
5. Encumbrance Certificate (EC): This certificate verifies that the property is free from any legal liabilities or financial dues such as loans. Tip: Verify the pending litigation or claims and take help from lawyers to analyze property court records or legal notices.
   
   
6. Land-Use Certificate or Conversion Order: This document informs you about the designated land use, ensuring that residential properties are not constructed on commercial or agricultural land. It is one of the key documents to get when buying land in Bangalore.
   
   
7. Identity & Address Proofs: Valid government-issued photo ID (Aadhaar, Passport, Voter ID, Driving Licence) and recent address proof (utility bill, passport, bank statement) for both buyer and seller. Additionally PAN Card is mandatory for transactions exceeding ₹10 lakh.
   
   
8. Property Tax Receipts: Latest paid receipts to show no outstanding property taxes are due.
   
   
9. Occupancy Certificate & Completion Certificate: Issued by municipal authorities, confirming that construction complies with approved plans and the property is fit for occupancy.
   
   
10. Approved Building Plan or Sanctioned Plan: Sanctioned layout plan from BBMP/ BDA/ BMDA or BIAPPA as applicable to confirm compliance with zoning and building regulations. The construction is prohibited until the approval is in place.
    
    
11. Sale Agreement: Details transaction terms such as price, payment schedule, and possession date.
    
    
12. No Objection Certificate (NOC): Required if the property is under loan or part of a housing society, confirming that lenders or relevant authorities have no objection to transferring ownership.
    
    
13. Power of Attorney (if applicable): In cases where the buyer or seller is represented by a Power of Attorney holder, a duly executed Power of Attorney document must be provided, along with the POA holder’s identity proof.
    
    
14. Some additional documents required for special cases
    1. New Properties/ Under Construction: This requires Developer’s documents, including approved floor plan and commencement certificate, RERA registration details and certificate, No Objection Certificate from the housing society or development authority, Allotment Letter which includes payment details and additional fee for extra facilities, Possession Letter from builder.
       
       
    2. Property on Agricultural Land: This would additionally require Conversion Order for change of land use, Land-use certificate specifying permissible purpose of the land and latest land revenue receipts.
       
       
    3. Inherited Property: Additional documents required in this case are Legal heir certificate or succession certificate, Copy of the deceased owner’s death certificate, Title deed of the previous owner to establish chain of ownership and Release Deed if applicable.

Closing Thoughts

Navigating the world of property paperwork can feel overwhelming, but remember: each document you gather is a stepping stone to owning your home securely. More than just a formality, these papers protect you from future disputes, hidden dues, or legal hiccups. That’s why it’s so important to get a trusted legal opinion—engaging a qualified real estate lawyer or property consultant not only ensures that every stamp, signature, and seal is genuine but also helps you spot potential issues before they become costly mistakes. With their guidance, you can move forward in your home‑buying journey with confidence and peace of mind.

Simplify Your Journey with Settlin

If managing all these documents sounds daunting, consider Settlin’s zero‑brokerage, end‑to‑end property buying service. Getting legal opinion in the market would cost you ₹15,000 to ₹50,000, which Settlin provides free of cost. Experts at Settlin handle everything from property search and negotiation to full legal document verification, so you don’t have to worry about missing a single detail. With Settlin by your side, you can focus on planning your new life in Bangalore, while they take care of the paperwork.